INDIAN OVERSEAS BANK IFSC Code – ATAK PARDI, DHARAMPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for ATAK PARDI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ATAK PARDI |
| IFSC Code | IOBA0003074 |
| MICR Code | WAITING |
| Address | NEAR CNG PUMP,OPP KRISHNA HOTEL,DHARMPURA ROAD CROSSING,NH 8,ATAK PARDI VILLAGE,VALSAD,GUJARAT |
| City | DHARAMPUR |
| District | DARBHANGA |
| State | BIHAR |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003074
The IFSC code IOBA0003074 uniquely identifies the ATAK PARDI branch of INDIAN OVERSEAS BANK located in DHARAMPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003074
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003074) – Unique branch identifier for ATAK PARDI
How to Use IFSC Code IOBA0003074
To transfer money to any account at INDIAN OVERSEAS BANK ATAK PARDI branch, you will need to provide the IFSC code IOBA0003074 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ATAK PARDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ATAK PARDI Branch
INDIAN OVERSEAS BANK ATAK PARDI is a branch of INDIAN OVERSEAS BANK located in DHARAMPUR, BIHAR. The branch provides comprehensive banking services to customers in DHARAMPUR and surrounding areas.
Branch Address
NEAR CNG PUMP,OPP KRISHNA HOTEL,DHARMPURA ROAD CROSSING,NH 8,ATAK PARDI VILLAGE,VALSAD,GUJARAT, DHARAMPUR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ATAK PARDI?
The IFSC code of INDIAN OVERSEAS BANK ATAK PARDI branch in DHARAMPUR is IOBA0003074.
What is the MICR code of INDIAN OVERSEAS BANK ATAK PARDI?
The MICR code of INDIAN OVERSEAS BANK ATAK PARDI branch is WAITING.
What is the address of INDIAN OVERSEAS BANK ATAK PARDI?
INDIAN OVERSEAS BANK ATAK PARDI branch is located at NEAR CNG PUMP,OPP KRISHNA HOTEL,DHARMPURA ROAD CROSSING,NH 8,ATAK PARDI VILLAGE,VALSAD,GUJARAT.
Does INDIAN OVERSEAS BANK ATAK PARDI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ATAK PARDI branch supports NEFT, RTGS, IMPS, and UPI transactions.