INDIAN OVERSEAS BANK IFSC Code – CALAPOR SANTA CRUZ, PANAJI
Complete bank details including IFSC code, MICR code, address and payment facilities for CALAPOR SANTA CRUZ branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CALAPOR SANTA CRUZ |
| IFSC Code | IOBA0003069 |
| MICR Code | 403020025 |
| Address | SECOND BAIRO,MAIN ROADPANJIMSANTA CRUZBAMBOLIM ROAD,SANTA CRUZ,TISWADI,GOA 403005 NORTH GOA DIST |
| City | PANAJI |
| District | NORTH GOA |
| State | GOA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003069
The IFSC code IOBA0003069 uniquely identifies the CALAPOR SANTA CRUZ branch of INDIAN OVERSEAS BANK located in PANAJI, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003069
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003069) – Unique branch identifier for CALAPOR SANTA CRUZ
How to Use IFSC Code IOBA0003069
To transfer money to any account at INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ branch, you will need to provide the IFSC code IOBA0003069 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CALAPOR SANTA CRUZ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ Branch
INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ is a branch of INDIAN OVERSEAS BANK located in PANAJI, GOA. The branch provides comprehensive banking services to customers in PANAJI and surrounding areas.
Branch Address
SECOND BAIRO,MAIN ROADPANJIMSANTA CRUZBAMBOLIM ROAD,SANTA CRUZ,TISWADI,GOA 403005 NORTH GOA DIST, PANAJI, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403020025. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ?
The IFSC code of INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ branch in PANAJI is IOBA0003069.
What is the MICR code of INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ?
The MICR code of INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ branch is 403020025.
What is the address of INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ?
INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ branch is located at SECOND BAIRO,MAIN ROADPANJIMSANTA CRUZBAMBOLIM ROAD,SANTA CRUZ,TISWADI,GOA 403005 NORTH GOA DIST.
Does INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CALAPOR SANTA CRUZ branch supports NEFT, RTGS, IMPS, and UPI transactions.