INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – DAVORLIM DIKARPALE, MARGAO

Complete bank details including IFSC code, MICR code, address and payment facilities for DAVORLIM DIKARPALE branch.

IFSC Code
IOBA0003060

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameDAVORLIM DIKARPALE
IFSC CodeIOBA0003060
MICR Code403020024
Address3,ROYAL PLAZA,MAIN ROAD,NEAR PANCHAYAT,DAVORLIM SOUTH GOA 403707
CityMARGAO
DistrictSOUTH GOA
StateGOA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003060

The IFSC code IOBA0003060 uniquely identifies the DAVORLIM DIKARPALE branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003060

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003060) – Unique branch identifier for DAVORLIM DIKARPALE

How to Use IFSC Code IOBA0003060

To transfer money to any account at INDIAN OVERSEAS BANK DAVORLIM DIKARPALE branch, you will need to provide the IFSC code IOBA0003060 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DAVORLIM DIKARPALE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK DAVORLIM DIKARPALE Branch

INDIAN OVERSEAS BANK DAVORLIM DIKARPALE is a branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.

Branch Address

3,ROYAL PLAZA,MAIN ROAD,NEAR PANCHAYAT,DAVORLIM SOUTH GOA 403707, MARGAO, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403020024. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK DAVORLIM DIKARPALE?

The IFSC code of INDIAN OVERSEAS BANK DAVORLIM DIKARPALE branch in MARGAO is IOBA0003060.

What is the MICR code of INDIAN OVERSEAS BANK DAVORLIM DIKARPALE?

The MICR code of INDIAN OVERSEAS BANK DAVORLIM DIKARPALE branch is 403020024.

What is the address of INDIAN OVERSEAS BANK DAVORLIM DIKARPALE?

INDIAN OVERSEAS BANK DAVORLIM DIKARPALE branch is located at 3,ROYAL PLAZA,MAIN ROAD,NEAR PANCHAYAT,DAVORLIM SOUTH GOA 403707.

Does INDIAN OVERSEAS BANK DAVORLIM DIKARPALE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK DAVORLIM DIKARPALE branch supports NEFT, RTGS, IMPS, and UPI transactions.