INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – HYDERABAD KPHB, HYDERABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for HYDERABAD KPHB branch.

IFSC Code
IOBA0003027

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameHYDERABAD KPHB
IFSC CodeIOBA0003027
MICR Code500020047
AddressROAD NO 4 KPHB KUKATPALLI HYDERABAD 500072
CityHYDERABAD
StateANDHRA PRADESH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003027

The IFSC code IOBA0003027 uniquely identifies the HYDERABAD KPHB branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003027

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003027) – Unique branch identifier for HYDERABAD KPHB

How to Use IFSC Code IOBA0003027

To transfer money to any account at INDIAN OVERSEAS BANK HYDERABAD KPHB branch, you will need to provide the IFSC code IOBA0003027 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HYDERABAD KPHB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK HYDERABAD KPHB Branch

INDIAN OVERSEAS BANK HYDERABAD KPHB is a branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in HYDERABAD and surrounding areas.

Branch Address

ROAD NO 4 KPHB KUKATPALLI HYDERABAD 500072, HYDERABAD, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 500020047. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK HYDERABAD KPHB?

The IFSC code of INDIAN OVERSEAS BANK HYDERABAD KPHB branch in HYDERABAD is IOBA0003027.

What is the MICR code of INDIAN OVERSEAS BANK HYDERABAD KPHB?

The MICR code of INDIAN OVERSEAS BANK HYDERABAD KPHB branch is 500020047.

What is the address of INDIAN OVERSEAS BANK HYDERABAD KPHB?

INDIAN OVERSEAS BANK HYDERABAD KPHB branch is located at ROAD NO 4 KPHB KUKATPALLI HYDERABAD 500072.

Does INDIAN OVERSEAS BANK HYDERABAD KPHB support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK HYDERABAD KPHB branch supports NEFT, RTGS, IMPS, and UPI transactions.