INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SAMATA COLONY RAIPUR, RAIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SAMATA COLONY RAIPUR branch.

IFSC Code
IOBA0002984

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSAMATA COLONY RAIPUR
IFSC CodeIOBA0002984
MICR Code492020007
AddressC 97,SAMATA COLONY,RAIPUR,CHHATTISGARH,492001
CityRAIPUR
DistrictKISHANGANJ
StateBIHAR
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002984

The IFSC code IOBA0002984 uniquely identifies the SAMATA COLONY RAIPUR branch of INDIAN OVERSEAS BANK located in RAIPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002984

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002984) – Unique branch identifier for SAMATA COLONY RAIPUR

How to Use IFSC Code IOBA0002984

To transfer money to any account at INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR branch, you will need to provide the IFSC code IOBA0002984 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAMATA COLONY RAIPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR Branch

INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR is a branch of INDIAN OVERSEAS BANK located in RAIPUR, BIHAR. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.

Branch Address

C 97,SAMATA COLONY,RAIPUR,CHHATTISGARH,492001, RAIPUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 492020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR?

The IFSC code of INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR branch in RAIPUR is IOBA0002984.

What is the MICR code of INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR?

The MICR code of INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR branch is 492020007.

What is the address of INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR?

INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR branch is located at C 97,SAMATA COLONY,RAIPUR,CHHATTISGARH,492001.

Does INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SAMATA COLONY RAIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.