INDIAN OVERSEAS BANK IFSC Code – CITY BACK OFFICE VADODARA, VADODARA
Complete bank details including IFSC code, MICR code, address and payment facilities for CITY BACK OFFICE VADODARA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CITY BACK OFFICE VADODARA |
| IFSC Code | IOBA0002982 |
| MICR Code | 390020018 |
| Address | HOTEL P M REGENCY BUILDING , GROUND FLOOR,SAYAJIGUNJ,STATION ROAD,BARODA,GUJARAT 390001 |
| City | VADODARA |
| District | GANDHINAGAR |
| State | GUJARAT |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002982
The IFSC code IOBA0002982 uniquely identifies the CITY BACK OFFICE VADODARA branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002982
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002982) – Unique branch identifier for CITY BACK OFFICE VADODARA
How to Use IFSC Code IOBA0002982
To transfer money to any account at INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA branch, you will need to provide the IFSC code IOBA0002982 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CITY BACK OFFICE VADODARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA Branch
INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA is a branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.
Branch Address
HOTEL P M REGENCY BUILDING , GROUND FLOOR,SAYAJIGUNJ,STATION ROAD,BARODA,GUJARAT 390001, VADODARA, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 390020018. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA?
The IFSC code of INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA branch in VADODARA is IOBA0002982.
What is the MICR code of INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA?
The MICR code of INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA branch is 390020018.
What is the address of INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA?
INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA branch is located at HOTEL P M REGENCY BUILDING , GROUND FLOOR,SAYAJIGUNJ,STATION ROAD,BARODA,GUJARAT 390001.
Does INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CITY BACK OFFICE VADODARA branch supports NEFT, RTGS, IMPS, and UPI transactions.