INDIAN OVERSEAS BANK IFSC Code – PACHPEDINAKA RAIPUR, RAIPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for PACHPEDINAKA RAIPUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PACHPEDINAKA RAIPUR |
| IFSC Code | IOBA0002962 |
| MICR Code | 492020005 |
| Address | NO 1,2 MARUTI HERITAGE,OPP MMI HOSPITAL,PACHPEDINAKA,RAIPUR,CHATTISGARH 492001 |
| City | RAIPUR |
| District | KISHANGANJ |
| State | BIHAR |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002962
The IFSC code IOBA0002962 uniquely identifies the PACHPEDINAKA RAIPUR branch of INDIAN OVERSEAS BANK located in RAIPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002962
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002962) – Unique branch identifier for PACHPEDINAKA RAIPUR
How to Use IFSC Code IOBA0002962
To transfer money to any account at INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR branch, you will need to provide the IFSC code IOBA0002962 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PACHPEDINAKA RAIPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR Branch
INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR is a branch of INDIAN OVERSEAS BANK located in RAIPUR, BIHAR. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.
Branch Address
NO 1,2 MARUTI HERITAGE,OPP MMI HOSPITAL,PACHPEDINAKA,RAIPUR,CHATTISGARH 492001, RAIPUR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 492020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR?
The IFSC code of INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR branch in RAIPUR is IOBA0002962.
What is the MICR code of INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR?
The MICR code of INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR branch is 492020005.
What is the address of INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR?
INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR branch is located at NO 1,2 MARUTI HERITAGE,OPP MMI HOSPITAL,PACHPEDINAKA,RAIPUR,CHATTISGARH 492001.
Does INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PACHPEDINAKA RAIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.