INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RAIPUR REGIONAL OFFICE, PANDRI TARAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RAIPUR REGIONAL OFFICE branch.

IFSC Code
IOBA0002955

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRAIPUR REGIONAL OFFICE
IFSC CodeIOBA0002955
MICR CodeWAITING
AddressINVESTMENT BUILDING,PHASE 2,JEEVAN BIMA MARG,PANDRI,PIN 492 004 DISTRICT RAIPUR.CHHATTISGARH STATE
CityPANDRI TARAI
DistrictRAIPUR
StateCHANDIGARH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002955

The IFSC code IOBA0002955 uniquely identifies the RAIPUR REGIONAL OFFICE branch of INDIAN OVERSEAS BANK located in PANDRI TARAI, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002955

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002955) – Unique branch identifier for RAIPUR REGIONAL OFFICE

How to Use IFSC Code IOBA0002955

To transfer money to any account at INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE branch, you will need to provide the IFSC code IOBA0002955 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAIPUR REGIONAL OFFICE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE Branch

INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE is a branch of INDIAN OVERSEAS BANK located in PANDRI TARAI, CHANDIGARH. The branch provides comprehensive banking services to customers in PANDRI TARAI and surrounding areas.

Branch Address

INVESTMENT BUILDING,PHASE 2,JEEVAN BIMA MARG,PANDRI,PIN 492 004 DISTRICT RAIPUR.CHHATTISGARH STATE, PANDRI TARAI, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE?

The IFSC code of INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE branch in PANDRI TARAI is IOBA0002955.

What is the MICR code of INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE?

The MICR code of INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE branch is WAITING.

What is the address of INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE?

INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE branch is located at INVESTMENT BUILDING,PHASE 2,JEEVAN BIMA MARG,PANDRI,PIN 492 004 DISTRICT RAIPUR.CHHATTISGARH STATE.

Does INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RAIPUR REGIONAL OFFICE branch supports NEFT, RTGS, IMPS, and UPI transactions.