INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – CHATTARPUR, CHHATARPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for CHATTARPUR branch.

IFSC Code
IOBA0002954

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameCHATTARPUR
IFSC CodeIOBA0002954
MICR Code471020001
AddressPLOT NO.243 WARD NO.24 JAWAHAR MARG CHATTARPUR
CityCHHATARPUR
DistrictDELHI
StateDELHI
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002954

The IFSC code IOBA0002954 uniquely identifies the CHATTARPUR branch of INDIAN OVERSEAS BANK located in CHHATARPUR, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002954

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002954) – Unique branch identifier for CHATTARPUR

How to Use IFSC Code IOBA0002954

To transfer money to any account at INDIAN OVERSEAS BANK CHATTARPUR branch, you will need to provide the IFSC code IOBA0002954 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHATTARPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK CHATTARPUR Branch

INDIAN OVERSEAS BANK CHATTARPUR is a branch of INDIAN OVERSEAS BANK located in CHHATARPUR, DELHI. The branch provides comprehensive banking services to customers in CHHATARPUR and surrounding areas.

Branch Address

PLOT NO.243 WARD NO.24 JAWAHAR MARG CHATTARPUR, CHHATARPUR, DELHI

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 471020001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK CHATTARPUR?

The IFSC code of INDIAN OVERSEAS BANK CHATTARPUR branch in CHHATARPUR is IOBA0002954.

What is the MICR code of INDIAN OVERSEAS BANK CHATTARPUR?

The MICR code of INDIAN OVERSEAS BANK CHATTARPUR branch is 471020001.

What is the address of INDIAN OVERSEAS BANK CHATTARPUR?

INDIAN OVERSEAS BANK CHATTARPUR branch is located at PLOT NO.243 WARD NO.24 JAWAHAR MARG CHATTARPUR.

Does INDIAN OVERSEAS BANK CHATTARPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK CHATTARPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.