INDIAN OVERSEAS BANK IFSC Code – PURANI CHAWANI, GWALIOR
Complete bank details including IFSC code, MICR code, address and payment facilities for PURANI CHAWANI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PURANI CHAWANI |
| IFSC Code | IOBA0002953 |
| MICR Code | 474020003 |
| Address | NO 882 A B ROAD NEAR TATA MOBILE TOWER PURANI CHAWANI 474010 GWALIOR M P |
| City | GWALIOR |
| State | MADHYA PRADESH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002953
The IFSC code IOBA0002953 uniquely identifies the PURANI CHAWANI branch of INDIAN OVERSEAS BANK located in GWALIOR, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002953
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002953) – Unique branch identifier for PURANI CHAWANI
How to Use IFSC Code IOBA0002953
To transfer money to any account at INDIAN OVERSEAS BANK PURANI CHAWANI branch, you will need to provide the IFSC code IOBA0002953 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PURANI CHAWANI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PURANI CHAWANI Branch
INDIAN OVERSEAS BANK PURANI CHAWANI is a branch of INDIAN OVERSEAS BANK located in GWALIOR, MADHYA PRADESH. The branch provides comprehensive banking services to customers in GWALIOR and surrounding areas.
Branch Address
NO 882 A B ROAD NEAR TATA MOBILE TOWER PURANI CHAWANI 474010 GWALIOR M P, GWALIOR, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 474020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PURANI CHAWANI?
The IFSC code of INDIAN OVERSEAS BANK PURANI CHAWANI branch in GWALIOR is IOBA0002953.
What is the MICR code of INDIAN OVERSEAS BANK PURANI CHAWANI?
The MICR code of INDIAN OVERSEAS BANK PURANI CHAWANI branch is 474020003.
What is the address of INDIAN OVERSEAS BANK PURANI CHAWANI?
INDIAN OVERSEAS BANK PURANI CHAWANI branch is located at NO 882 A B ROAD NEAR TATA MOBILE TOWER PURANI CHAWANI 474010 GWALIOR M P.
Does INDIAN OVERSEAS BANK PURANI CHAWANI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PURANI CHAWANI branch supports NEFT, RTGS, IMPS, and UPI transactions.