INDIAN OVERSEAS BANK IFSC Code – HYDERABAD HABSIGUDA, HYDERABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for HYDERABAD HABSIGUDA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HYDERABAD HABSIGUDA |
| IFSC Code | IOBA0002932 |
| MICR Code | 500020046 |
| Address | STREET NO 8,OPP SPENCERS SUPER MARKET,MAIN ROAD,HABSIGUDA,HYDERBAD ANDHRA PRADESH 500007 |
| City | HYDERABAD |
| State | ANDHRA PRADESH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002932
The IFSC code IOBA0002932 uniquely identifies the HYDERABAD HABSIGUDA branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002932
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002932) – Unique branch identifier for HYDERABAD HABSIGUDA
How to Use IFSC Code IOBA0002932
To transfer money to any account at INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA branch, you will need to provide the IFSC code IOBA0002932 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HYDERABAD HABSIGUDA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA Branch
INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA is a branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in HYDERABAD and surrounding areas.
Branch Address
STREET NO 8,OPP SPENCERS SUPER MARKET,MAIN ROAD,HABSIGUDA,HYDERBAD ANDHRA PRADESH 500007, HYDERABAD, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 500020046. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA?
The IFSC code of INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA branch in HYDERABAD is IOBA0002932.
What is the MICR code of INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA?
The MICR code of INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA branch is 500020046.
What is the address of INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA?
INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA branch is located at STREET NO 8,OPP SPENCERS SUPER MARKET,MAIN ROAD,HABSIGUDA,HYDERBAD ANDHRA PRADESH 500007.
Does INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HYDERABAD HABSIGUDA branch supports NEFT, RTGS, IMPS, and UPI transactions.