INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – AGRA SANJAY PALACE, AGRA

Complete bank details including IFSC code, MICR code, address and payment facilities for AGRA SANJAY PALACE branch.

IFSC Code
IOBA0002912

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameAGRA SANJAY PALACE
IFSC CodeIOBA0002912
MICR Code282020017
AddressNO G1 AND G10,BLOCK NO 54,PRATEEK TOWER,SANJAY PALACE,AGRA,U P PIN 282002
CityAGRA
StateUTTAR PRADESH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002912

The IFSC code IOBA0002912 uniquely identifies the AGRA SANJAY PALACE branch of INDIAN OVERSEAS BANK located in AGRA, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002912

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002912) – Unique branch identifier for AGRA SANJAY PALACE

How to Use IFSC Code IOBA0002912

To transfer money to any account at INDIAN OVERSEAS BANK AGRA SANJAY PALACE branch, you will need to provide the IFSC code IOBA0002912 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AGRA SANJAY PALACE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK AGRA SANJAY PALACE Branch

INDIAN OVERSEAS BANK AGRA SANJAY PALACE is a branch of INDIAN OVERSEAS BANK located in AGRA, UTTAR PRADESH. The branch provides comprehensive banking services to customers in AGRA and surrounding areas.

Branch Address

NO G1 AND G10,BLOCK NO 54,PRATEEK TOWER,SANJAY PALACE,AGRA,U P PIN 282002, AGRA, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 282020017. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK AGRA SANJAY PALACE?

The IFSC code of INDIAN OVERSEAS BANK AGRA SANJAY PALACE branch in AGRA is IOBA0002912.

What is the MICR code of INDIAN OVERSEAS BANK AGRA SANJAY PALACE?

The MICR code of INDIAN OVERSEAS BANK AGRA SANJAY PALACE branch is 282020017.

What is the address of INDIAN OVERSEAS BANK AGRA SANJAY PALACE?

INDIAN OVERSEAS BANK AGRA SANJAY PALACE branch is located at NO G1 AND G10,BLOCK NO 54,PRATEEK TOWER,SANJAY PALACE,AGRA,U P PIN 282002.

Does INDIAN OVERSEAS BANK AGRA SANJAY PALACE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK AGRA SANJAY PALACE branch supports NEFT, RTGS, IMPS, and UPI transactions.