INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PECHARTHAL, DHARMANAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for PECHARTHAL branch.

IFSC Code
IOBA0002905

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePECHARTHAL
IFSC CodeIOBA0002905
MICR Code799020501
AddressPECHARTHAL BAZAR ABOVE PECHARTHAL POST OFFICE DIST UNOKUTI TRIPURA 799263
CityDHARMANAGAR
DistrictNORTH TRIPURA
StateTRIPURA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002905

The IFSC code IOBA0002905 uniquely identifies the PECHARTHAL branch of INDIAN OVERSEAS BANK located in DHARMANAGAR, TRIPURA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002905

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002905) – Unique branch identifier for PECHARTHAL

How to Use IFSC Code IOBA0002905

To transfer money to any account at INDIAN OVERSEAS BANK PECHARTHAL branch, you will need to provide the IFSC code IOBA0002905 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PECHARTHAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PECHARTHAL Branch

INDIAN OVERSEAS BANK PECHARTHAL is a branch of INDIAN OVERSEAS BANK located in DHARMANAGAR, TRIPURA. The branch provides comprehensive banking services to customers in DHARMANAGAR and surrounding areas.

Branch Address

PECHARTHAL BAZAR ABOVE PECHARTHAL POST OFFICE DIST UNOKUTI TRIPURA 799263, DHARMANAGAR, TRIPURA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 799020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PECHARTHAL?

The IFSC code of INDIAN OVERSEAS BANK PECHARTHAL branch in DHARMANAGAR is IOBA0002905.

What is the MICR code of INDIAN OVERSEAS BANK PECHARTHAL?

The MICR code of INDIAN OVERSEAS BANK PECHARTHAL branch is 799020501.

What is the address of INDIAN OVERSEAS BANK PECHARTHAL?

INDIAN OVERSEAS BANK PECHARTHAL branch is located at PECHARTHAL BAZAR ABOVE PECHARTHAL POST OFFICE DIST UNOKUTI TRIPURA 799263.

Does INDIAN OVERSEAS BANK PECHARTHAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PECHARTHAL branch supports NEFT, RTGS, IMPS, and UPI transactions.