INDIAN OVERSEAS BANK IFSC Code – HARIDWAR SHIVALIK NAGAR, HARDWAR
Complete bank details including IFSC code, MICR code, address and payment facilities for HARIDWAR SHIVALIK NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HARIDWAR SHIVALIK NAGAR |
| IFSC Code | IOBA0002901 |
| MICR Code | 249020006 |
| Address | D 17 SHIVALIK NAGAR,PHASE 1,ELYSIUM GUEST HOUSE,BHEL RANIPUR,HARIDWAR UTTRAKHAND 249403 |
| City | HARDWAR |
| District | HARIDWAR |
| State | UTTARAKHAND |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002901
The IFSC code IOBA0002901 uniquely identifies the HARIDWAR SHIVALIK NAGAR branch of INDIAN OVERSEAS BANK located in HARDWAR, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002901
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002901) – Unique branch identifier for HARIDWAR SHIVALIK NAGAR
How to Use IFSC Code IOBA0002901
To transfer money to any account at INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR branch, you will need to provide the IFSC code IOBA0002901 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HARIDWAR SHIVALIK NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR Branch
INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR is a branch of INDIAN OVERSEAS BANK located in HARDWAR, UTTARAKHAND. The branch provides comprehensive banking services to customers in HARDWAR and surrounding areas.
Branch Address
D 17 SHIVALIK NAGAR,PHASE 1,ELYSIUM GUEST HOUSE,BHEL RANIPUR,HARIDWAR UTTRAKHAND 249403, HARDWAR, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 249020006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR?
The IFSC code of INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR branch in HARDWAR is IOBA0002901.
What is the MICR code of INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR?
The MICR code of INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR branch is 249020006.
What is the address of INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR?
INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR branch is located at D 17 SHIVALIK NAGAR,PHASE 1,ELYSIUM GUEST HOUSE,BHEL RANIPUR,HARIDWAR UTTRAKHAND 249403.
Does INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HARIDWAR SHIVALIK NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.