INDIAN OVERSEAS BANK IFSC Code – REGIONAL OFFICE RANCHI, RANCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for REGIONAL OFFICE RANCHI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | REGIONAL OFFICE RANCHI |
| IFSC Code | IOBA0002845 |
| MICR Code | WAITING |
| Address | ATMARAM BHAVAN,RADHESHYAM LANE,MAHATMA GANDHI MARG,RANCHI,JHARKHAND STATE,PIN 834001 |
| City | RANCHI |
| State | JHARKHAND |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002845
The IFSC code IOBA0002845 uniquely identifies the REGIONAL OFFICE RANCHI branch of INDIAN OVERSEAS BANK located in RANCHI, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002845
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002845) – Unique branch identifier for REGIONAL OFFICE RANCHI
How to Use IFSC Code IOBA0002845
To transfer money to any account at INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI branch, you will need to provide the IFSC code IOBA0002845 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at REGIONAL OFFICE RANCHI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI Branch
INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI is a branch of INDIAN OVERSEAS BANK located in RANCHI, JHARKHAND. The branch provides comprehensive banking services to customers in RANCHI and surrounding areas.
Branch Address
ATMARAM BHAVAN,RADHESHYAM LANE,MAHATMA GANDHI MARG,RANCHI,JHARKHAND STATE,PIN 834001, RANCHI, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI?
The IFSC code of INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI branch in RANCHI is IOBA0002845.
What is the MICR code of INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI?
The MICR code of INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI branch is WAITING.
What is the address of INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI?
INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI branch is located at ATMARAM BHAVAN,RADHESHYAM LANE,MAHATMA GANDHI MARG,RANCHI,JHARKHAND STATE,PIN 834001.
Does INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK REGIONAL OFFICE RANCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.