INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SELAIYUR, TAMBARAM

Complete bank details including IFSC code, MICR code, address and payment facilities for SELAIYUR branch.

IFSC Code
IOBA0002821

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSELAIYUR
IFSC CodeIOBA0002821
MICR Code600020200
AddressRAJAKILPAKKAM VIL,GANESH NAGAR,VELACHERRY MAIN ROAD,SELAIYUR,CHENNAI 600073
CityTAMBARAM
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002821

The IFSC code IOBA0002821 uniquely identifies the SELAIYUR branch of INDIAN OVERSEAS BANK located in TAMBARAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002821

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002821) – Unique branch identifier for SELAIYUR

How to Use IFSC Code IOBA0002821

To transfer money to any account at INDIAN OVERSEAS BANK SELAIYUR branch, you will need to provide the IFSC code IOBA0002821 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SELAIYUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SELAIYUR Branch

INDIAN OVERSEAS BANK SELAIYUR is a branch of INDIAN OVERSEAS BANK located in TAMBARAM, TAMIL NADU. The branch provides comprehensive banking services to customers in TAMBARAM and surrounding areas.

Branch Address

RAJAKILPAKKAM VIL,GANESH NAGAR,VELACHERRY MAIN ROAD,SELAIYUR,CHENNAI 600073, TAMBARAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020200. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SELAIYUR?

The IFSC code of INDIAN OVERSEAS BANK SELAIYUR branch in TAMBARAM is IOBA0002821.

What is the MICR code of INDIAN OVERSEAS BANK SELAIYUR?

The MICR code of INDIAN OVERSEAS BANK SELAIYUR branch is 600020200.

What is the address of INDIAN OVERSEAS BANK SELAIYUR?

INDIAN OVERSEAS BANK SELAIYUR branch is located at RAJAKILPAKKAM VIL,GANESH NAGAR,VELACHERRY MAIN ROAD,SELAIYUR,CHENNAI 600073.

Does INDIAN OVERSEAS BANK SELAIYUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SELAIYUR branch supports NEFT, RTGS, IMPS, and UPI transactions.