INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – DILSHAD GARDEN, DELHI

Complete bank details including IFSC code, MICR code, address and payment facilities for DILSHAD GARDEN branch.

IFSC Code
IOBA0002793

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameDILSHAD GARDEN
IFSC CodeIOBA0002793
MICR Code110020129
AddressF 18,DILSHAD COLONY,DILSHAD GARDEN,DELHI 110095
CityDELHI
StateDELHI
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002793

The IFSC code IOBA0002793 uniquely identifies the DILSHAD GARDEN branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002793

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002793) – Unique branch identifier for DILSHAD GARDEN

How to Use IFSC Code IOBA0002793

To transfer money to any account at INDIAN OVERSEAS BANK DILSHAD GARDEN branch, you will need to provide the IFSC code IOBA0002793 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DILSHAD GARDEN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK DILSHAD GARDEN Branch

INDIAN OVERSEAS BANK DILSHAD GARDEN is a branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.

Branch Address

F 18,DILSHAD COLONY,DILSHAD GARDEN,DELHI 110095, DELHI, DELHI

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 110020129. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK DILSHAD GARDEN?

The IFSC code of INDIAN OVERSEAS BANK DILSHAD GARDEN branch in DELHI is IOBA0002793.

What is the MICR code of INDIAN OVERSEAS BANK DILSHAD GARDEN?

The MICR code of INDIAN OVERSEAS BANK DILSHAD GARDEN branch is 110020129.

What is the address of INDIAN OVERSEAS BANK DILSHAD GARDEN?

INDIAN OVERSEAS BANK DILSHAD GARDEN branch is located at F 18,DILSHAD COLONY,DILSHAD GARDEN,DELHI 110095.

Does INDIAN OVERSEAS BANK DILSHAD GARDEN support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK DILSHAD GARDEN branch supports NEFT, RTGS, IMPS, and UPI transactions.