INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – FATHIMA NAGAR THRISSUR, NELLIKKUNNU

Complete bank details including IFSC code, MICR code, address and payment facilities for FATHIMA NAGAR THRISSUR branch.

IFSC Code
IOBA0002781

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameFATHIMA NAGAR THRISSUR
IFSC CodeIOBA0002781
MICR Code680020007
Address8BY547 SMEERTHI PULIKKAPARAMBIL,FATHIMA NAGAR,THRISSUR 680005
CityNELLIKKUNNU
DistrictTHRISSUR
StateKERALA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002781

The IFSC code IOBA0002781 uniquely identifies the FATHIMA NAGAR THRISSUR branch of INDIAN OVERSEAS BANK located in NELLIKKUNNU, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002781

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002781) – Unique branch identifier for FATHIMA NAGAR THRISSUR

How to Use IFSC Code IOBA0002781

To transfer money to any account at INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR branch, you will need to provide the IFSC code IOBA0002781 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at FATHIMA NAGAR THRISSUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR Branch

INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR is a branch of INDIAN OVERSEAS BANK located in NELLIKKUNNU, KERALA. The branch provides comprehensive banking services to customers in NELLIKKUNNU and surrounding areas.

Branch Address

8BY547 SMEERTHI PULIKKAPARAMBIL,FATHIMA NAGAR,THRISSUR 680005, NELLIKKUNNU, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 680020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR?

The IFSC code of INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR branch in NELLIKKUNNU is IOBA0002781.

What is the MICR code of INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR?

The MICR code of INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR branch is 680020007.

What is the address of INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR?

INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR branch is located at 8BY547 SMEERTHI PULIKKAPARAMBIL,FATHIMA NAGAR,THRISSUR 680005.

Does INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK FATHIMA NAGAR THRISSUR branch supports NEFT, RTGS, IMPS, and UPI transactions.