INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SPECIALISED SME BHOSARI, PUNE

Complete bank details including IFSC code, MICR code, address and payment facilities for SPECIALISED SME BHOSARI branch.

IFSC Code
IOBA0002741

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSPECIALISED SME BHOSARI
IFSC CodeIOBA0002741
MICR Code411020023
AddressMAHALAXMI TOWERS,S NO 211 CTS NO 1041 TO 1060 PUNE NASIK ROAD,BHOSARI PIN 411039,PUNE,MAHARASHTRA
CityPUNE
StateMAHARASHTRA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002741

The IFSC code IOBA0002741 uniquely identifies the SPECIALISED SME BHOSARI branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002741

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002741) – Unique branch identifier for SPECIALISED SME BHOSARI

How to Use IFSC Code IOBA0002741

To transfer money to any account at INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI branch, you will need to provide the IFSC code IOBA0002741 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SPECIALISED SME BHOSARI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI Branch

INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI is a branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. The branch provides comprehensive banking services to customers in PUNE and surrounding areas.

Branch Address

MAHALAXMI TOWERS,S NO 211 CTS NO 1041 TO 1060 PUNE NASIK ROAD,BHOSARI PIN 411039,PUNE,MAHARASHTRA, PUNE, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 411020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI?

The IFSC code of INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI branch in PUNE is IOBA0002741.

What is the MICR code of INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI?

The MICR code of INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI branch is 411020023.

What is the address of INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI?

INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI branch is located at MAHALAXMI TOWERS,S NO 211 CTS NO 1041 TO 1060 PUNE NASIK ROAD,BHOSARI PIN 411039,PUNE,MAHARASHTRA.

Does INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SPECIALISED SME BHOSARI branch supports NEFT, RTGS, IMPS, and UPI transactions.