INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MUKUNDAPUR, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for MUKUNDAPUR branch.

IFSC Code
IOBA0002623

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMUKUNDAPUR
IFSC CodeIOBA0002623
MICR Code700020079
AddressMUKUNDAPUR BRANCH,1,GREEN LAND,MUKUNDAPUR,P.S SONARPUR,SOUTH 24 PARGANAS,KOLKATA 700099
CityKOLKATA
StateWEST BENGAL
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002623

The IFSC code IOBA0002623 uniquely identifies the MUKUNDAPUR branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002623

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002623) – Unique branch identifier for MUKUNDAPUR

How to Use IFSC Code IOBA0002623

To transfer money to any account at INDIAN OVERSEAS BANK MUKUNDAPUR branch, you will need to provide the IFSC code IOBA0002623 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUKUNDAPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MUKUNDAPUR Branch

INDIAN OVERSEAS BANK MUKUNDAPUR is a branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

MUKUNDAPUR BRANCH,1,GREEN LAND,MUKUNDAPUR,P.S SONARPUR,SOUTH 24 PARGANAS,KOLKATA 700099, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700020079. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MUKUNDAPUR?

The IFSC code of INDIAN OVERSEAS BANK MUKUNDAPUR branch in KOLKATA is IOBA0002623.

What is the MICR code of INDIAN OVERSEAS BANK MUKUNDAPUR?

The MICR code of INDIAN OVERSEAS BANK MUKUNDAPUR branch is 700020079.

What is the address of INDIAN OVERSEAS BANK MUKUNDAPUR?

INDIAN OVERSEAS BANK MUKUNDAPUR branch is located at MUKUNDAPUR BRANCH,1,GREEN LAND,MUKUNDAPUR,P.S SONARPUR,SOUTH 24 PARGANAS,KOLKATA 700099.

Does INDIAN OVERSEAS BANK MUKUNDAPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MUKUNDAPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.