INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – VISAKHAPATNAM JAGGU JUNCTION, VISAKHAPATNAM

Complete bank details including IFSC code, MICR code, address and payment facilities for VISAKHAPATNAM JAGGU JUNCTION branch.

IFSC Code
IOBA0002606

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameVISAKHAPATNAM JAGGU JUNCTION
IFSC CodeIOBA0002606
MICR Code530020011
AddressNO HIG 157,SANATHANAGAR,VUDA COLONY,VIZAG,VISHAKAPATNAM,ANDHRA PRADESH
CityVISAKHAPATNAM
DistrictVISHAKHAPATNAM
StateANDHRA PRADESH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002606

The IFSC code IOBA0002606 uniquely identifies the VISAKHAPATNAM JAGGU JUNCTION branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002606

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002606) – Unique branch identifier for VISAKHAPATNAM JAGGU JUNCTION

How to Use IFSC Code IOBA0002606

To transfer money to any account at INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION branch, you will need to provide the IFSC code IOBA0002606 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VISAKHAPATNAM JAGGU JUNCTION

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION Branch

INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION is a branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.

Branch Address

NO HIG 157,SANATHANAGAR,VUDA COLONY,VIZAG,VISHAKAPATNAM,ANDHRA PRADESH, VISAKHAPATNAM, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 530020011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION?

The IFSC code of INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION branch in VISAKHAPATNAM is IOBA0002606.

What is the MICR code of INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION?

The MICR code of INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION branch is 530020011.

What is the address of INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION?

INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION branch is located at NO HIG 157,SANATHANAGAR,VUDA COLONY,VIZAG,VISHAKAPATNAM,ANDHRA PRADESH.

Does INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK VISAKHAPATNAM JAGGU JUNCTION branch supports NEFT, RTGS, IMPS, and UPI transactions.