INDIAN OVERSEAS BANK IFSC Code – SME VISAKAPATNAM KURMANNAPALEM, VISAKHAPATNAM
Complete bank details including IFSC code, MICR code, address and payment facilities for SME VISAKAPATNAM KURMANNAPALEM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SME VISAKAPATNAM KURMANNAPALEM |
| IFSC Code | IOBA0002605 |
| MICR Code | 530020014 |
| Address | D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046 |
| City | VISAKHAPATNAM |
| District | VISHAKHAPATNAM |
| State | ANDHRA PRADESH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002605
The IFSC code IOBA0002605 uniquely identifies the SME VISAKAPATNAM KURMANNAPALEM branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002605
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002605) – Unique branch identifier for SME VISAKAPATNAM KURMANNAPALEM
How to Use IFSC Code IOBA0002605
To transfer money to any account at INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM branch, you will need to provide the IFSC code IOBA0002605 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SME VISAKAPATNAM KURMANNAPALEM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM Branch
INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM is a branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.
Branch Address
D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046, VISAKHAPATNAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 530020014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM?
The IFSC code of INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM branch in VISAKHAPATNAM is IOBA0002605.
What is the MICR code of INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM?
The MICR code of INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM branch is 530020014.
What is the address of INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM?
INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM branch is located at D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046.
Does INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SME VISAKAPATNAM KURMANNAPALEM branch supports NEFT, RTGS, IMPS, and UPI transactions.