INDIAN OVERSEAS BANK IFSC Code – NIWAI, NEWAI
Complete bank details including IFSC code, MICR code, address and payment facilities for NIWAI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NIWAI |
| IFSC Code | IOBA0002539 |
| MICR Code | 304020025 |
| Address | NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK |
| City | NEWAI |
| District | TONK |
| State | RAJASTHAN |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002539
The IFSC code IOBA0002539 uniquely identifies the NIWAI branch of INDIAN OVERSEAS BANK located in NEWAI, RAJASTHAN. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002539
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002539) – Unique branch identifier for NIWAI
How to Use IFSC Code IOBA0002539
To transfer money to any account at INDIAN OVERSEAS BANK NIWAI branch, you will need to provide the IFSC code IOBA0002539 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NIWAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NIWAI Branch
INDIAN OVERSEAS BANK NIWAI is a branch of INDIAN OVERSEAS BANK located in NEWAI, RAJASTHAN. The branch provides comprehensive banking services to customers in NEWAI and surrounding areas.
Branch Address
NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK, NEWAI, RAJASTHAN
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 304020025. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NIWAI?
The IFSC code of INDIAN OVERSEAS BANK NIWAI branch in NEWAI is IOBA0002539.
What is the MICR code of INDIAN OVERSEAS BANK NIWAI?
The MICR code of INDIAN OVERSEAS BANK NIWAI branch is 304020025.
What is the address of INDIAN OVERSEAS BANK NIWAI?
INDIAN OVERSEAS BANK NIWAI branch is located at NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK.
Does INDIAN OVERSEAS BANK NIWAI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NIWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.