INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KIRAOLI, AJMER

Complete bank details including IFSC code, MICR code, address and payment facilities for KIRAOLI branch.

IFSC Code
IOBA0002538

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKIRAOLI
IFSC CodeIOBA0002538
MICR CodeNA
AddressNEAR ROADWAYS BUSSTAND OPPOSITE TO GURUDEWARA,PUSHKAR,AJMER
CityAJMER
StateRAJASTHAN
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002538

The IFSC code IOBA0002538 uniquely identifies the KIRAOLI branch of INDIAN OVERSEAS BANK located in AJMER, RAJASTHAN. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002538

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002538) – Unique branch identifier for KIRAOLI

How to Use IFSC Code IOBA0002538

To transfer money to any account at INDIAN OVERSEAS BANK KIRAOLI branch, you will need to provide the IFSC code IOBA0002538 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KIRAOLI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KIRAOLI Branch

INDIAN OVERSEAS BANK KIRAOLI is a branch of INDIAN OVERSEAS BANK located in AJMER, RAJASTHAN. The branch provides comprehensive banking services to customers in AJMER and surrounding areas.

Branch Address

NEAR ROADWAYS BUSSTAND OPPOSITE TO GURUDEWARA,PUSHKAR,AJMER, AJMER, RAJASTHAN

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KIRAOLI?

The IFSC code of INDIAN OVERSEAS BANK KIRAOLI branch in AJMER is IOBA0002538.

What is the MICR code of INDIAN OVERSEAS BANK KIRAOLI?

The MICR code of INDIAN OVERSEAS BANK KIRAOLI branch is NA.

What is the address of INDIAN OVERSEAS BANK KIRAOLI?

INDIAN OVERSEAS BANK KIRAOLI branch is located at NEAR ROADWAYS BUSSTAND OPPOSITE TO GURUDEWARA,PUSHKAR,AJMER.

Does INDIAN OVERSEAS BANK KIRAOLI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KIRAOLI branch supports NEFT, RTGS, IMPS, and UPI transactions.