INDIAN OVERSEAS BANK IFSC Code – RAIRU, KULAITH
Complete bank details including IFSC code, MICR code, address and payment facilities for RAIRU branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | RAIRU |
| IFSC Code | IOBA0002533 |
| MICR Code | 474020501 |
| Address | 10 11,RAMJI MARKET,KULAITH ROAD,NEAR MILAWAI RAILWAY STATION,RAIRU,GWALIOR DIST,474010 |
| City | KULAITH |
| District | GWALIOR |
| State | MADHYA PRADESH |
| Contact | 2568342 |
Payment Facilities
About IFSC Code IOBA0002533
The IFSC code IOBA0002533 uniquely identifies the RAIRU branch of INDIAN OVERSEAS BANK located in KULAITH, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002533
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002533) – Unique branch identifier for RAIRU
How to Use IFSC Code IOBA0002533
To transfer money to any account at INDIAN OVERSEAS BANK RAIRU branch, you will need to provide the IFSC code IOBA0002533 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAIRU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK RAIRU Branch
INDIAN OVERSEAS BANK RAIRU is a branch of INDIAN OVERSEAS BANK located in KULAITH, MADHYA PRADESH. The branch provides comprehensive banking services to customers in KULAITH and surrounding areas.
Branch Address
10 11,RAMJI MARKET,KULAITH ROAD,NEAR MILAWAI RAILWAY STATION,RAIRU,GWALIOR DIST,474010, KULAITH, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 474020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK RAIRU?
The IFSC code of INDIAN OVERSEAS BANK RAIRU branch in KULAITH is IOBA0002533.
What is the MICR code of INDIAN OVERSEAS BANK RAIRU?
The MICR code of INDIAN OVERSEAS BANK RAIRU branch is 474020501.
What is the address of INDIAN OVERSEAS BANK RAIRU?
INDIAN OVERSEAS BANK RAIRU branch is located at 10 11,RAMJI MARKET,KULAITH ROAD,NEAR MILAWAI RAILWAY STATION,RAIRU,GWALIOR DIST,474010.
Does INDIAN OVERSEAS BANK RAIRU support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK RAIRU branch supports NEFT, RTGS, IMPS, and UPI transactions.