INDIAN OVERSEAS BANK IFSC Code – BAJPE, BAJPE
Complete bank details including IFSC code, MICR code, address and payment facilities for BAJPE branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BAJPE |
| IFSC Code | IOBA0002518 |
| MICR Code | 575020009 |
| Address | NO.102 1,MAIN ROAD,NEW LIGHT COMPLEX,GR.FLOOR,BAJPE,KARNATAKA 574142 |
| City | BAJPE |
| District | DAKSHIN KANNAD |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002518
The IFSC code IOBA0002518 uniquely identifies the BAJPE branch of INDIAN OVERSEAS BANK located in BAJPE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002518
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002518) – Unique branch identifier for BAJPE
How to Use IFSC Code IOBA0002518
To transfer money to any account at INDIAN OVERSEAS BANK BAJPE branch, you will need to provide the IFSC code IOBA0002518 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BAJPE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BAJPE Branch
INDIAN OVERSEAS BANK BAJPE is a branch of INDIAN OVERSEAS BANK located in BAJPE, KARNATAKA. The branch provides comprehensive banking services to customers in BAJPE and surrounding areas.
Branch Address
NO.102 1,MAIN ROAD,NEW LIGHT COMPLEX,GR.FLOOR,BAJPE,KARNATAKA 574142, BAJPE, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 575020009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BAJPE?
The IFSC code of INDIAN OVERSEAS BANK BAJPE branch in BAJPE is IOBA0002518.
What is the MICR code of INDIAN OVERSEAS BANK BAJPE?
The MICR code of INDIAN OVERSEAS BANK BAJPE branch is 575020009.
What is the address of INDIAN OVERSEAS BANK BAJPE?
INDIAN OVERSEAS BANK BAJPE branch is located at NO.102 1,MAIN ROAD,NEW LIGHT COMPLEX,GR.FLOOR,BAJPE,KARNATAKA 574142.
Does INDIAN OVERSEAS BANK BAJPE support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BAJPE branch supports NEFT, RTGS, IMPS, and UPI transactions.