INDIAN OVERSEAS BANK IFSC Code – BHANIAWALA, RISHIKESH
Complete bank details including IFSC code, MICR code, address and payment facilities for BHANIAWALA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BHANIAWALA |
| IFSC Code | IOBA0002503 |
| MICR Code | 248020502 |
| Address | ASHIRWAD BHAVAN,DURGA CHOWK,DEHRADUN RISHIKESH ROAD,UTTRAKHAND 248140 |
| City | RISHIKESH |
| District | DEHRA DUN |
| State | UTTARAKHAND |
| Contact | 2412988 |
Payment Facilities
About IFSC Code IOBA0002503
The IFSC code IOBA0002503 uniquely identifies the BHANIAWALA branch of INDIAN OVERSEAS BANK located in RISHIKESH, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002503
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002503) – Unique branch identifier for BHANIAWALA
How to Use IFSC Code IOBA0002503
To transfer money to any account at INDIAN OVERSEAS BANK BHANIAWALA branch, you will need to provide the IFSC code IOBA0002503 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BHANIAWALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BHANIAWALA Branch
INDIAN OVERSEAS BANK BHANIAWALA is a branch of INDIAN OVERSEAS BANK located in RISHIKESH, UTTARAKHAND. The branch provides comprehensive banking services to customers in RISHIKESH and surrounding areas.
Branch Address
ASHIRWAD BHAVAN,DURGA CHOWK,DEHRADUN RISHIKESH ROAD,UTTRAKHAND 248140, RISHIKESH, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 248020502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BHANIAWALA?
The IFSC code of INDIAN OVERSEAS BANK BHANIAWALA branch in RISHIKESH is IOBA0002503.
What is the MICR code of INDIAN OVERSEAS BANK BHANIAWALA?
The MICR code of INDIAN OVERSEAS BANK BHANIAWALA branch is 248020502.
What is the address of INDIAN OVERSEAS BANK BHANIAWALA?
INDIAN OVERSEAS BANK BHANIAWALA branch is located at ASHIRWAD BHAVAN,DURGA CHOWK,DEHRADUN RISHIKESH ROAD,UTTRAKHAND 248140.
Does INDIAN OVERSEAS BANK BHANIAWALA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BHANIAWALA branch supports NEFT, RTGS, IMPS, and UPI transactions.