INDIAN OVERSEAS BANK IFSC Code – VIKAS NAGAR, VIKAS NAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for VIKAS NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | VIKAS NAGAR |
| IFSC Code | IOBA0002502 |
| MICR Code | 248020202 |
| Address | 6 BY 53,DELHI YAMUNOTRI ROAD,MAIN BAZAAR,VIKAS NAGAR,DIST DEHRADUN 248198 |
| City | VIKAS NAGAR |
| District | DEHRA DUN |
| State | UTTARAKHAND |
| Contact | 253920 |
Payment Facilities
About IFSC Code IOBA0002502
The IFSC code IOBA0002502 uniquely identifies the VIKAS NAGAR branch of INDIAN OVERSEAS BANK located in VIKAS NAGAR, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002502
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002502) – Unique branch identifier for VIKAS NAGAR
How to Use IFSC Code IOBA0002502
To transfer money to any account at INDIAN OVERSEAS BANK VIKAS NAGAR branch, you will need to provide the IFSC code IOBA0002502 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VIKAS NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK VIKAS NAGAR Branch
INDIAN OVERSEAS BANK VIKAS NAGAR is a branch of INDIAN OVERSEAS BANK located in VIKAS NAGAR, UTTARAKHAND. The branch provides comprehensive banking services to customers in VIKAS NAGAR and surrounding areas.
Branch Address
6 BY 53,DELHI YAMUNOTRI ROAD,MAIN BAZAAR,VIKAS NAGAR,DIST DEHRADUN 248198, VIKAS NAGAR, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 248020202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK VIKAS NAGAR?
The IFSC code of INDIAN OVERSEAS BANK VIKAS NAGAR branch in VIKAS NAGAR is IOBA0002502.
What is the MICR code of INDIAN OVERSEAS BANK VIKAS NAGAR?
The MICR code of INDIAN OVERSEAS BANK VIKAS NAGAR branch is 248020202.
What is the address of INDIAN OVERSEAS BANK VIKAS NAGAR?
INDIAN OVERSEAS BANK VIKAS NAGAR branch is located at 6 BY 53,DELHI YAMUNOTRI ROAD,MAIN BAZAAR,VIKAS NAGAR,DIST DEHRADUN 248198.
Does INDIAN OVERSEAS BANK VIKAS NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK VIKAS NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.