INDIAN OVERSEAS BANK IFSC Code – BANARHAT, BANARHAT
Complete bank details including IFSC code, MICR code, address and payment facilities for BANARHAT branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BANARHAT |
| IFSC Code | IOBA0002475 |
| MICR Code | NA |
| Address | NANDY BAKERY,BANARHAT BAZAR,P O BANARHAT,JALPAIGURI 735202,WEST BENGAL |
| City | BANARHAT |
| District | JALPAIGURI |
| State | WEST BENGAL |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002475
The IFSC code IOBA0002475 uniquely identifies the BANARHAT branch of INDIAN OVERSEAS BANK located in BANARHAT, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002475
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002475) – Unique branch identifier for BANARHAT
How to Use IFSC Code IOBA0002475
To transfer money to any account at INDIAN OVERSEAS BANK BANARHAT branch, you will need to provide the IFSC code IOBA0002475 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BANARHAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BANARHAT Branch
INDIAN OVERSEAS BANK BANARHAT is a branch of INDIAN OVERSEAS BANK located in BANARHAT, WEST BENGAL. The branch provides comprehensive banking services to customers in BANARHAT and surrounding areas.
Branch Address
NANDY BAKERY,BANARHAT BAZAR,P O BANARHAT,JALPAIGURI 735202,WEST BENGAL, BANARHAT, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BANARHAT?
The IFSC code of INDIAN OVERSEAS BANK BANARHAT branch in BANARHAT is IOBA0002475.
What is the MICR code of INDIAN OVERSEAS BANK BANARHAT?
The MICR code of INDIAN OVERSEAS BANK BANARHAT branch is NA.
What is the address of INDIAN OVERSEAS BANK BANARHAT?
INDIAN OVERSEAS BANK BANARHAT branch is located at NANDY BAKERY,BANARHAT BAZAR,P O BANARHAT,JALPAIGURI 735202,WEST BENGAL.
Does INDIAN OVERSEAS BANK BANARHAT support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BANARHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.