INDIAN OVERSEAS BANK IFSC Code – LALGHAT BHOPAL, BHOPAL
Complete bank details including IFSC code, MICR code, address and payment facilities for LALGHAT BHOPAL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | LALGHAT BHOPAL |
| IFSC Code | IOBA0002413 |
| MICR Code | 462020008 |
| Address | 39,JANAKI NAGAR GUFJA MANDIR ROAD,LALGHATI BHOPAL BHOPAL DISTRICT,462002 MADHYA PRADESH |
| City | BHOPAL |
| State | MADHYA PRADESH |
| Contact | 2660192 |
Payment Facilities
About IFSC Code IOBA0002413
The IFSC code IOBA0002413 uniquely identifies the LALGHAT BHOPAL branch of INDIAN OVERSEAS BANK located in BHOPAL, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002413
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002413) – Unique branch identifier for LALGHAT BHOPAL
How to Use IFSC Code IOBA0002413
To transfer money to any account at INDIAN OVERSEAS BANK LALGHAT BHOPAL branch, you will need to provide the IFSC code IOBA0002413 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LALGHAT BHOPAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK LALGHAT BHOPAL Branch
INDIAN OVERSEAS BANK LALGHAT BHOPAL is a branch of INDIAN OVERSEAS BANK located in BHOPAL, MADHYA PRADESH. The branch provides comprehensive banking services to customers in BHOPAL and surrounding areas.
Branch Address
39,JANAKI NAGAR GUFJA MANDIR ROAD,LALGHATI BHOPAL BHOPAL DISTRICT,462002 MADHYA PRADESH, BHOPAL, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 462020008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK LALGHAT BHOPAL?
The IFSC code of INDIAN OVERSEAS BANK LALGHAT BHOPAL branch in BHOPAL is IOBA0002413.
What is the MICR code of INDIAN OVERSEAS BANK LALGHAT BHOPAL?
The MICR code of INDIAN OVERSEAS BANK LALGHAT BHOPAL branch is 462020008.
What is the address of INDIAN OVERSEAS BANK LALGHAT BHOPAL?
INDIAN OVERSEAS BANK LALGHAT BHOPAL branch is located at 39,JANAKI NAGAR GUFJA MANDIR ROAD,LALGHATI BHOPAL BHOPAL DISTRICT,462002 MADHYA PRADESH.
Does INDIAN OVERSEAS BANK LALGHAT BHOPAL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK LALGHAT BHOPAL branch supports NEFT, RTGS, IMPS, and UPI transactions.