INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BIJADI, BIJADI

Complete bank details including IFSC code, MICR code, address and payment facilities for BIJADI branch.

IFSC Code
IOBA0002410

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBIJADI
IFSC CodeIOBA0002410
MICR Code576020501
AddressBIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE
CityBIJADI
DistrictUDIPI
StateKARNATAKA
Contact263433

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002410

The IFSC code IOBA0002410 uniquely identifies the BIJADI branch of INDIAN OVERSEAS BANK located in BIJADI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002410

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002410) – Unique branch identifier for BIJADI

How to Use IFSC Code IOBA0002410

To transfer money to any account at INDIAN OVERSEAS BANK BIJADI branch, you will need to provide the IFSC code IOBA0002410 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BIJADI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BIJADI Branch

INDIAN OVERSEAS BANK BIJADI is a branch of INDIAN OVERSEAS BANK located in BIJADI, KARNATAKA. The branch provides comprehensive banking services to customers in BIJADI and surrounding areas.

Branch Address

BIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE, BIJADI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 576020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BIJADI?

The IFSC code of INDIAN OVERSEAS BANK BIJADI branch in BIJADI is IOBA0002410.

What is the MICR code of INDIAN OVERSEAS BANK BIJADI?

The MICR code of INDIAN OVERSEAS BANK BIJADI branch is 576020501.

What is the address of INDIAN OVERSEAS BANK BIJADI?

INDIAN OVERSEAS BANK BIJADI branch is located at BIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE.

Does INDIAN OVERSEAS BANK BIJADI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BIJADI branch supports NEFT, RTGS, IMPS, and UPI transactions.