INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BARAPALI, BARPALI

Complete bank details including IFSC code, MICR code, address and payment facilities for BARAPALI branch.

IFSC Code
IOBA0002395

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBARAPALI
IFSC CodeIOBA0002395
MICR CodeNA
AddressPL NO 348,GANDHICHOWK,BARAPALI,PIN 768029,DT BARAGARH ORISSA
CityBARPALI
DistrictBARGARH
StateODISHA
Contact256566

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002395

The IFSC code IOBA0002395 uniquely identifies the BARAPALI branch of INDIAN OVERSEAS BANK located in BARPALI, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002395

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002395) – Unique branch identifier for BARAPALI

How to Use IFSC Code IOBA0002395

To transfer money to any account at INDIAN OVERSEAS BANK BARAPALI branch, you will need to provide the IFSC code IOBA0002395 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BARAPALI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BARAPALI Branch

INDIAN OVERSEAS BANK BARAPALI is a branch of INDIAN OVERSEAS BANK located in BARPALI, ODISHA. The branch provides comprehensive banking services to customers in BARPALI and surrounding areas.

Branch Address

PL NO 348,GANDHICHOWK,BARAPALI,PIN 768029,DT BARAGARH ORISSA, BARPALI, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BARAPALI?

The IFSC code of INDIAN OVERSEAS BANK BARAPALI branch in BARPALI is IOBA0002395.

What is the MICR code of INDIAN OVERSEAS BANK BARAPALI?

The MICR code of INDIAN OVERSEAS BANK BARAPALI branch is NA.

What is the address of INDIAN OVERSEAS BANK BARAPALI?

INDIAN OVERSEAS BANK BARAPALI branch is located at PL NO 348,GANDHICHOWK,BARAPALI,PIN 768029,DT BARAGARH ORISSA.

Does INDIAN OVERSEAS BANK BARAPALI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BARAPALI branch supports NEFT, RTGS, IMPS, and UPI transactions.