INDIAN OVERSEAS BANK IFSC Code – KIRLAMPUDI LAYOUT, VISAKHAPATNAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KIRLAMPUDI LAYOUT branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KIRLAMPUDI LAYOUT |
| IFSC Code | IOBA0002385 |
| MICR Code | 530020010 |
| Address | KIRLAMPUDI LAYOUT,DOOR 7 1 75 BY 1,GROUND FLOOR,CHINNA WALTAIR,VISAKHAPATNAM,530003 |
| City | VISAKHAPATNAM |
| District | VISHAKHAPATNAM |
| State | ANDHRA PRADESH |
| Contact | 2793544 |
Payment Facilities
About IFSC Code IOBA0002385
The IFSC code IOBA0002385 uniquely identifies the KIRLAMPUDI LAYOUT branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002385
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002385) – Unique branch identifier for KIRLAMPUDI LAYOUT
How to Use IFSC Code IOBA0002385
To transfer money to any account at INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT branch, you will need to provide the IFSC code IOBA0002385 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KIRLAMPUDI LAYOUT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT Branch
INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT is a branch of INDIAN OVERSEAS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.
Branch Address
KIRLAMPUDI LAYOUT,DOOR 7 1 75 BY 1,GROUND FLOOR,CHINNA WALTAIR,VISAKHAPATNAM,530003, VISAKHAPATNAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 530020010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT?
The IFSC code of INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT branch in VISAKHAPATNAM is IOBA0002385.
What is the MICR code of INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT?
The MICR code of INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT branch is 530020010.
What is the address of INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT?
INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT branch is located at KIRLAMPUDI LAYOUT,DOOR 7 1 75 BY 1,GROUND FLOOR,CHINNA WALTAIR,VISAKHAPATNAM,530003.
Does INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KIRLAMPUDI LAYOUT branch supports NEFT, RTGS, IMPS, and UPI transactions.