INDIAN OVERSEAS BANK IFSC Code – BIHAR SHARIFF, BIHAR SHARIF
Complete bank details including IFSC code, MICR code, address and payment facilities for BIHAR SHARIFF branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BIHAR SHARIFF |
| IFSC Code | IOBA0002376 |
| MICR Code | 803020002 |
| Address | GROUND FLOOR,RAM RAJ COMPLEX,MAIN ROAD,RAMCHANDRAPUR,BIHAR SHARIFF,NALAND,BIHAR 803101 |
| City | BIHAR SHARIF |
| District | NALANDA |
| State | BIHAR |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002376
The IFSC code IOBA0002376 uniquely identifies the BIHAR SHARIFF branch of INDIAN OVERSEAS BANK located in BIHAR SHARIF, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002376
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002376) – Unique branch identifier for BIHAR SHARIFF
How to Use IFSC Code IOBA0002376
To transfer money to any account at INDIAN OVERSEAS BANK BIHAR SHARIFF branch, you will need to provide the IFSC code IOBA0002376 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BIHAR SHARIFF
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BIHAR SHARIFF Branch
INDIAN OVERSEAS BANK BIHAR SHARIFF is a branch of INDIAN OVERSEAS BANK located in BIHAR SHARIF, BIHAR. The branch provides comprehensive banking services to customers in BIHAR SHARIF and surrounding areas.
Branch Address
GROUND FLOOR,RAM RAJ COMPLEX,MAIN ROAD,RAMCHANDRAPUR,BIHAR SHARIFF,NALAND,BIHAR 803101, BIHAR SHARIF, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 803020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BIHAR SHARIFF?
The IFSC code of INDIAN OVERSEAS BANK BIHAR SHARIFF branch in BIHAR SHARIF is IOBA0002376.
What is the MICR code of INDIAN OVERSEAS BANK BIHAR SHARIFF?
The MICR code of INDIAN OVERSEAS BANK BIHAR SHARIFF branch is 803020002.
What is the address of INDIAN OVERSEAS BANK BIHAR SHARIFF?
INDIAN OVERSEAS BANK BIHAR SHARIFF branch is located at GROUND FLOOR,RAM RAJ COMPLEX,MAIN ROAD,RAMCHANDRAPUR,BIHAR SHARIFF,NALAND,BIHAR 803101.
Does INDIAN OVERSEAS BANK BIHAR SHARIFF support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BIHAR SHARIFF branch supports NEFT, RTGS, IMPS, and UPI transactions.