INDIAN OVERSEAS BANK IFSC Code – FATEHGARH SAHIB, FATEHGARH SAHIB
Complete bank details including IFSC code, MICR code, address and payment facilities for FATEHGARH SAHIB branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | FATEHGARH SAHIB |
| IFSC Code | IOBA0002347 |
| MICR Code | 140020112 |
| Address | ADJACENT TO BANK OF INDIA,CITY TOWN FATEHGARH SAHIB,DISTRICT FATEHGARH SAHIB,PUNJAB |
| City | FATEHGARH SAHIB |
| State | PUNJAB |
| Contact | 223675 |
Payment Facilities
About IFSC Code IOBA0002347
The IFSC code IOBA0002347 uniquely identifies the FATEHGARH SAHIB branch of INDIAN OVERSEAS BANK located in FATEHGARH SAHIB, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002347
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002347) – Unique branch identifier for FATEHGARH SAHIB
How to Use IFSC Code IOBA0002347
To transfer money to any account at INDIAN OVERSEAS BANK FATEHGARH SAHIB branch, you will need to provide the IFSC code IOBA0002347 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at FATEHGARH SAHIB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK FATEHGARH SAHIB Branch
INDIAN OVERSEAS BANK FATEHGARH SAHIB is a branch of INDIAN OVERSEAS BANK located in FATEHGARH SAHIB, PUNJAB. The branch provides comprehensive banking services to customers in FATEHGARH SAHIB and surrounding areas.
Branch Address
ADJACENT TO BANK OF INDIA,CITY TOWN FATEHGARH SAHIB,DISTRICT FATEHGARH SAHIB,PUNJAB, FATEHGARH SAHIB, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 140020112. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK FATEHGARH SAHIB?
The IFSC code of INDIAN OVERSEAS BANK FATEHGARH SAHIB branch in FATEHGARH SAHIB is IOBA0002347.
What is the MICR code of INDIAN OVERSEAS BANK FATEHGARH SAHIB?
The MICR code of INDIAN OVERSEAS BANK FATEHGARH SAHIB branch is 140020112.
What is the address of INDIAN OVERSEAS BANK FATEHGARH SAHIB?
INDIAN OVERSEAS BANK FATEHGARH SAHIB branch is located at ADJACENT TO BANK OF INDIA,CITY TOWN FATEHGARH SAHIB,DISTRICT FATEHGARH SAHIB,PUNJAB.
Does INDIAN OVERSEAS BANK FATEHGARH SAHIB support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK FATEHGARH SAHIB branch supports NEFT, RTGS, IMPS, and UPI transactions.