INDIAN OVERSEAS BANK IFSC Code – SARAIDHELA, SERAIDHELA
Complete bank details including IFSC code, MICR code, address and payment facilities for SARAIDHELA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SARAIDHELA |
| IFSC Code | IOBA0002344 |
| MICR Code | 826020003 |
| Address | WARD NO 28 MAIN ROAD SARAIDHELA DHANBAD JHARKHAND 828127 |
| City | SERAIDHELA |
| District | DHANBAD |
| State | JHARKHAND |
| Contact | 2222054 |
Payment Facilities
About IFSC Code IOBA0002344
The IFSC code IOBA0002344 uniquely identifies the SARAIDHELA branch of INDIAN OVERSEAS BANK located in SERAIDHELA, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002344
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002344) – Unique branch identifier for SARAIDHELA
How to Use IFSC Code IOBA0002344
To transfer money to any account at INDIAN OVERSEAS BANK SARAIDHELA branch, you will need to provide the IFSC code IOBA0002344 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SARAIDHELA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SARAIDHELA Branch
INDIAN OVERSEAS BANK SARAIDHELA is a branch of INDIAN OVERSEAS BANK located in SERAIDHELA, JHARKHAND. The branch provides comprehensive banking services to customers in SERAIDHELA and surrounding areas.
Branch Address
WARD NO 28 MAIN ROAD SARAIDHELA DHANBAD JHARKHAND 828127, SERAIDHELA, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 826020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SARAIDHELA?
The IFSC code of INDIAN OVERSEAS BANK SARAIDHELA branch in SERAIDHELA is IOBA0002344.
What is the MICR code of INDIAN OVERSEAS BANK SARAIDHELA?
The MICR code of INDIAN OVERSEAS BANK SARAIDHELA branch is 826020003.
What is the address of INDIAN OVERSEAS BANK SARAIDHELA?
INDIAN OVERSEAS BANK SARAIDHELA branch is located at WARD NO 28 MAIN ROAD SARAIDHELA DHANBAD JHARKHAND 828127.
Does INDIAN OVERSEAS BANK SARAIDHELA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SARAIDHELA branch supports NEFT, RTGS, IMPS, and UPI transactions.