INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JALALABAD WEST, JALALABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for JALALABAD WEST branch.

IFSC Code
IOBA0002335

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJALALABAD WEST
IFSC CodeIOBA0002335
MICR Code152020102
AddressLAWRANCE ROAD,OPP TO STATE BANK OF PATIALA,JALALABAD WEST,FEROZEPUR DIST,152024
CityJALALABAD
DistrictAMRITSAR
StatePUNJAB
Contact250170

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002335

The IFSC code IOBA0002335 uniquely identifies the JALALABAD WEST branch of INDIAN OVERSEAS BANK located in JALALABAD, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002335

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002335) – Unique branch identifier for JALALABAD WEST

How to Use IFSC Code IOBA0002335

To transfer money to any account at INDIAN OVERSEAS BANK JALALABAD WEST branch, you will need to provide the IFSC code IOBA0002335 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JALALABAD WEST

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JALALABAD WEST Branch

INDIAN OVERSEAS BANK JALALABAD WEST is a branch of INDIAN OVERSEAS BANK located in JALALABAD, PUNJAB. The branch provides comprehensive banking services to customers in JALALABAD and surrounding areas.

Branch Address

LAWRANCE ROAD,OPP TO STATE BANK OF PATIALA,JALALABAD WEST,FEROZEPUR DIST,152024, JALALABAD, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 152020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JALALABAD WEST?

The IFSC code of INDIAN OVERSEAS BANK JALALABAD WEST branch in JALALABAD is IOBA0002335.

What is the MICR code of INDIAN OVERSEAS BANK JALALABAD WEST?

The MICR code of INDIAN OVERSEAS BANK JALALABAD WEST branch is 152020102.

What is the address of INDIAN OVERSEAS BANK JALALABAD WEST?

INDIAN OVERSEAS BANK JALALABAD WEST branch is located at LAWRANCE ROAD,OPP TO STATE BANK OF PATIALA,JALALABAD WEST,FEROZEPUR DIST,152024.

Does INDIAN OVERSEAS BANK JALALABAD WEST support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JALALABAD WEST branch supports NEFT, RTGS, IMPS, and UPI transactions.