INDIAN OVERSEAS BANK IFSC Code – BILKANDA MURAGACHHA, BARRACKPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for BILKANDA MURAGACHHA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BILKANDA MURAGACHHA |
| IFSC Code | IOBA0002315 |
| MICR Code | 700020076 |
| Address | OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110 |
| City | BARRACKPUR |
| District | NORTH 24 PARGANAS |
| State | WEST BENGAL |
| Contact | 25377350 |
Payment Facilities
About IFSC Code IOBA0002315
The IFSC code IOBA0002315 uniquely identifies the BILKANDA MURAGACHHA branch of INDIAN OVERSEAS BANK located in BARRACKPUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002315
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002315) – Unique branch identifier for BILKANDA MURAGACHHA
How to Use IFSC Code IOBA0002315
To transfer money to any account at INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch, you will need to provide the IFSC code IOBA0002315 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BILKANDA MURAGACHHA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BILKANDA MURAGACHHA Branch
INDIAN OVERSEAS BANK BILKANDA MURAGACHHA is a branch of INDIAN OVERSEAS BANK located in BARRACKPUR, WEST BENGAL. The branch provides comprehensive banking services to customers in BARRACKPUR and surrounding areas.
Branch Address
OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110, BARRACKPUR, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020076. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA?
The IFSC code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch in BARRACKPUR is IOBA0002315.
What is the MICR code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA?
The MICR code of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch is 700020076.
What is the address of INDIAN OVERSEAS BANK BILKANDA MURAGACHHA?
INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch is located at OPP BILKANDA PANCHAYAT OFF,2 P O JUGBERIA,SODEPUR RAOD,DIST NORTH 24 PARGANAS,KOKATTA 700110.
Does INDIAN OVERSEAS BANK BILKANDA MURAGACHHA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BILKANDA MURAGACHHA branch supports NEFT, RTGS, IMPS, and UPI transactions.