INDIAN OVERSEAS BANK IFSC Code – BAGDHAR, JIAGANJ AZIMGAN
Complete bank details including IFSC code, MICR code, address and payment facilities for BAGDHAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BAGDHAR |
| IFSC Code | IOBA0002313 |
| MICR Code | NA |
| Address | VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123 |
| City | JIAGANJ AZIMGAN |
| District | MURSHIDABAD |
| State | WEST BENGAL |
| Contact | 255002 |
Payment Facilities
About IFSC Code IOBA0002313
The IFSC code IOBA0002313 uniquely identifies the BAGDHAR branch of INDIAN OVERSEAS BANK located in JIAGANJ AZIMGAN, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002313
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002313) – Unique branch identifier for BAGDHAR
How to Use IFSC Code IOBA0002313
To transfer money to any account at INDIAN OVERSEAS BANK BAGDHAR branch, you will need to provide the IFSC code IOBA0002313 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BAGDHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BAGDHAR Branch
INDIAN OVERSEAS BANK BAGDHAR is a branch of INDIAN OVERSEAS BANK located in JIAGANJ AZIMGAN, WEST BENGAL. The branch provides comprehensive banking services to customers in JIAGANJ AZIMGAN and surrounding areas.
Branch Address
VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123, JIAGANJ AZIMGAN, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BAGDHAR?
The IFSC code of INDIAN OVERSEAS BANK BAGDHAR branch in JIAGANJ AZIMGAN is IOBA0002313.
What is the MICR code of INDIAN OVERSEAS BANK BAGDHAR?
The MICR code of INDIAN OVERSEAS BANK BAGDHAR branch is NA.
What is the address of INDIAN OVERSEAS BANK BAGDHAR?
INDIAN OVERSEAS BANK BAGDHAR branch is located at VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123.
Does INDIAN OVERSEAS BANK BAGDHAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BAGDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.