INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BILIMORA, BILIMORA

Complete bank details including IFSC code, MICR code, address and payment facilities for BILIMORA branch.

IFSC Code
IOBA0002226

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBILIMORA
IFSC CodeIOBA0002226
MICR Code396020091
AddressGOUHARBAUGH ROAD,NEAR J. P. JEWELERS,BILIMORA,DIST NAVSARI PIN 396 321
CityBILIMORA
DistrictNAVSARI
StateGUJARAT
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002226

The IFSC code IOBA0002226 uniquely identifies the BILIMORA branch of INDIAN OVERSEAS BANK located in BILIMORA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002226

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002226) – Unique branch identifier for BILIMORA

How to Use IFSC Code IOBA0002226

To transfer money to any account at INDIAN OVERSEAS BANK BILIMORA branch, you will need to provide the IFSC code IOBA0002226 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BILIMORA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BILIMORA Branch

INDIAN OVERSEAS BANK BILIMORA is a branch of INDIAN OVERSEAS BANK located in BILIMORA, GUJARAT. The branch provides comprehensive banking services to customers in BILIMORA and surrounding areas.

Branch Address

GOUHARBAUGH ROAD,NEAR J. P. JEWELERS,BILIMORA,DIST NAVSARI PIN 396 321, BILIMORA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 396020091. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BILIMORA?

The IFSC code of INDIAN OVERSEAS BANK BILIMORA branch in BILIMORA is IOBA0002226.

What is the MICR code of INDIAN OVERSEAS BANK BILIMORA?

The MICR code of INDIAN OVERSEAS BANK BILIMORA branch is 396020091.

What is the address of INDIAN OVERSEAS BANK BILIMORA?

INDIAN OVERSEAS BANK BILIMORA branch is located at GOUHARBAUGH ROAD,NEAR J. P. JEWELERS,BILIMORA,DIST NAVSARI PIN 396 321.

Does INDIAN OVERSEAS BANK BILIMORA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BILIMORA branch supports NEFT, RTGS, IMPS, and UPI transactions.