INDIAN OVERSEAS BANK IFSC Code – ASIKA, ASKA
Complete bank details including IFSC code, MICR code, address and payment facilities for ASIKA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ASIKA |
| IFSC Code | IOBA0002218 |
| MICR Code | 761020202 |
| Address | KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110 |
| City | ASKA |
| District | GANJAM |
| State | ODISHA |
| Contact | 272474 |
Payment Facilities
About IFSC Code IOBA0002218
The IFSC code IOBA0002218 uniquely identifies the ASIKA branch of INDIAN OVERSEAS BANK located in ASKA, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002218
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002218) – Unique branch identifier for ASIKA
How to Use IFSC Code IOBA0002218
To transfer money to any account at INDIAN OVERSEAS BANK ASIKA branch, you will need to provide the IFSC code IOBA0002218 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ASIKA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ASIKA Branch
INDIAN OVERSEAS BANK ASIKA is a branch of INDIAN OVERSEAS BANK located in ASKA, ODISHA. The branch provides comprehensive banking services to customers in ASKA and surrounding areas.
Branch Address
KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110, ASKA, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 761020202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ASIKA?
The IFSC code of INDIAN OVERSEAS BANK ASIKA branch in ASKA is IOBA0002218.
What is the MICR code of INDIAN OVERSEAS BANK ASIKA?
The MICR code of INDIAN OVERSEAS BANK ASIKA branch is 761020202.
What is the address of INDIAN OVERSEAS BANK ASIKA?
INDIAN OVERSEAS BANK ASIKA branch is located at KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110.
Does INDIAN OVERSEAS BANK ASIKA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ASIKA branch supports NEFT, RTGS, IMPS, and UPI transactions.