INDIAN OVERSEAS BANK IFSC Code – SAILASREE VIHAR, BHUBANESWAR
Complete bank details including IFSC code, MICR code, address and payment facilities for SAILASREE VIHAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SAILASREE VIHAR |
| IFSC Code | IOBA0002197 |
| MICR Code | 751020009 |
| Address | PLOT 328,DIST CENTRE,COMMERCIAL COMPLEX,CHANDRASEKHARPUR,BHUBANESWAR,ORISSA 751016 |
| City | BHUBANESWAR |
| District | KHURDA |
| State | ODISHA |
| Contact | 2740688 |
Payment Facilities
About IFSC Code IOBA0002197
The IFSC code IOBA0002197 uniquely identifies the SAILASREE VIHAR branch of INDIAN OVERSEAS BANK located in BHUBANESWAR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002197
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002197) – Unique branch identifier for SAILASREE VIHAR
How to Use IFSC Code IOBA0002197
To transfer money to any account at INDIAN OVERSEAS BANK SAILASREE VIHAR branch, you will need to provide the IFSC code IOBA0002197 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SAILASREE VIHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SAILASREE VIHAR Branch
INDIAN OVERSEAS BANK SAILASREE VIHAR is a branch of INDIAN OVERSEAS BANK located in BHUBANESWAR, ODISHA. The branch provides comprehensive banking services to customers in BHUBANESWAR and surrounding areas.
Branch Address
PLOT 328,DIST CENTRE,COMMERCIAL COMPLEX,CHANDRASEKHARPUR,BHUBANESWAR,ORISSA 751016, BHUBANESWAR, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 751020009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SAILASREE VIHAR?
The IFSC code of INDIAN OVERSEAS BANK SAILASREE VIHAR branch in BHUBANESWAR is IOBA0002197.
What is the MICR code of INDIAN OVERSEAS BANK SAILASREE VIHAR?
The MICR code of INDIAN OVERSEAS BANK SAILASREE VIHAR branch is 751020009.
What is the address of INDIAN OVERSEAS BANK SAILASREE VIHAR?
INDIAN OVERSEAS BANK SAILASREE VIHAR branch is located at PLOT 328,DIST CENTRE,COMMERCIAL COMPLEX,CHANDRASEKHARPUR,BHUBANESWAR,ORISSA 751016.
Does INDIAN OVERSEAS BANK SAILASREE VIHAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SAILASREE VIHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.