INDIAN OVERSEAS BANK IFSC Code – PUTHUR, TIRUCHIRAPPALLI
Complete bank details including IFSC code, MICR code, address and payment facilities for PUTHUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PUTHUR |
| IFSC Code | IOBA0002195 |
| MICR Code | 620020023 |
| Address | PUTHUR MAIN ROAD,TIRUCHIRAPALLI,PIN 620017,DIST TIRUCHIRAPALLI |
| City | TIRUCHIRAPPALLI |
| District | TIRUCHIRAPALLI |
| State | TAMIL NADU |
| Contact | 2760290 |
Payment Facilities
About IFSC Code IOBA0002195
The IFSC code IOBA0002195 uniquely identifies the PUTHUR branch of INDIAN OVERSEAS BANK located in TIRUCHIRAPPALLI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002195
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002195) – Unique branch identifier for PUTHUR
How to Use IFSC Code IOBA0002195
To transfer money to any account at INDIAN OVERSEAS BANK PUTHUR branch, you will need to provide the IFSC code IOBA0002195 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PUTHUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PUTHUR Branch
INDIAN OVERSEAS BANK PUTHUR is a branch of INDIAN OVERSEAS BANK located in TIRUCHIRAPPALLI, TAMIL NADU. The branch provides comprehensive banking services to customers in TIRUCHIRAPPALLI and surrounding areas.
Branch Address
PUTHUR MAIN ROAD,TIRUCHIRAPALLI,PIN 620017,DIST TIRUCHIRAPALLI, TIRUCHIRAPPALLI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 620020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PUTHUR?
The IFSC code of INDIAN OVERSEAS BANK PUTHUR branch in TIRUCHIRAPPALLI is IOBA0002195.
What is the MICR code of INDIAN OVERSEAS BANK PUTHUR?
The MICR code of INDIAN OVERSEAS BANK PUTHUR branch is 620020023.
What is the address of INDIAN OVERSEAS BANK PUTHUR?
INDIAN OVERSEAS BANK PUTHUR branch is located at PUTHUR MAIN ROAD,TIRUCHIRAPALLI,PIN 620017,DIST TIRUCHIRAPALLI.
Does INDIAN OVERSEAS BANK PUTHUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PUTHUR branch supports NEFT, RTGS, IMPS, and UPI transactions.