INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BARODAELLORA PARK, VADODARA

Complete bank details including IFSC code, MICR code, address and payment facilities for BARODAELLORA PARK branch.

IFSC Code
IOBA0002080

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBARODAELLORA PARK
IFSC CodeIOBA0002080
MICR Code390020011
AddressPATRIOT COMPLEX, NR ELLORA ARK VEGETABLE MARKET, BACE COURSE CIRCLE, BARODA PIN390007
CityVADODARA
DistrictGANDHINAGAR
StateGUJARAT
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002080

The IFSC code IOBA0002080 uniquely identifies the BARODAELLORA PARK branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002080

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002080) – Unique branch identifier for BARODAELLORA PARK

How to Use IFSC Code IOBA0002080

To transfer money to any account at INDIAN OVERSEAS BANK BARODAELLORA PARK branch, you will need to provide the IFSC code IOBA0002080 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BARODAELLORA PARK

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BARODAELLORA PARK Branch

INDIAN OVERSEAS BANK BARODAELLORA PARK is a branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.

Branch Address

PATRIOT COMPLEX, NR ELLORA ARK VEGETABLE MARKET, BACE COURSE CIRCLE, BARODA PIN390007, VADODARA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 390020011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BARODAELLORA PARK?

The IFSC code of INDIAN OVERSEAS BANK BARODAELLORA PARK branch in VADODARA is IOBA0002080.

What is the MICR code of INDIAN OVERSEAS BANK BARODAELLORA PARK?

The MICR code of INDIAN OVERSEAS BANK BARODAELLORA PARK branch is 390020011.

What is the address of INDIAN OVERSEAS BANK BARODAELLORA PARK?

INDIAN OVERSEAS BANK BARODAELLORA PARK branch is located at PATRIOT COMPLEX, NR ELLORA ARK VEGETABLE MARKET, BACE COURSE CIRCLE, BARODA PIN390007.

Does INDIAN OVERSEAS BANK BARODAELLORA PARK support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BARODAELLORA PARK branch supports NEFT, RTGS, IMPS, and UPI transactions.