INDIAN OVERSEAS BANK IFSC Code – BANGA, POONIAN BANGA
Complete bank details including IFSC code, MICR code, address and payment facilities for BANGA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BANGA |
| IFSC Code | IOBA0002066 |
| MICR Code | 144020502 |
| Address | 78, MAIN ROAD, WARD NO 8, BANGA14450 |
| City | POONIAN BANGA |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 26445319 |
Payment Facilities
About IFSC Code IOBA0002066
The IFSC code IOBA0002066 uniquely identifies the BANGA branch of INDIAN OVERSEAS BANK located in POONIAN BANGA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002066
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002066) – Unique branch identifier for BANGA
How to Use IFSC Code IOBA0002066
To transfer money to any account at INDIAN OVERSEAS BANK BANGA branch, you will need to provide the IFSC code IOBA0002066 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BANGA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BANGA Branch
INDIAN OVERSEAS BANK BANGA is a branch of INDIAN OVERSEAS BANK located in POONIAN BANGA, PUNJAB. The branch provides comprehensive banking services to customers in POONIAN BANGA and surrounding areas.
Branch Address
78, MAIN ROAD, WARD NO 8, BANGA14450, POONIAN BANGA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144020502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BANGA?
The IFSC code of INDIAN OVERSEAS BANK BANGA branch in POONIAN BANGA is IOBA0002066.
What is the MICR code of INDIAN OVERSEAS BANK BANGA?
The MICR code of INDIAN OVERSEAS BANK BANGA branch is 144020502.
What is the address of INDIAN OVERSEAS BANK BANGA?
INDIAN OVERSEAS BANK BANGA branch is located at 78, MAIN ROAD, WARD NO 8, BANGA14450.
Does INDIAN OVERSEAS BANK BANGA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BANGA branch supports NEFT, RTGS, IMPS, and UPI transactions.