INDIAN OVERSEAS BANK IFSC Code – R O VELLORE, VELLORE
Complete bank details including IFSC code, MICR code, address and payment facilities for R O VELLORE branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | R O VELLORE |
| IFSC Code | IOBA0002038 |
| MICR Code | NA |
| Address | SRI KRISHNA PLAZA,324,R.T.O.ROAD,PHASE III,SATHUVACHARI,VELLORE 63200 |
| City | VELLORE |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002038
The IFSC code IOBA0002038 uniquely identifies the R O VELLORE branch of INDIAN OVERSEAS BANK located in VELLORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002038
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002038) – Unique branch identifier for R O VELLORE
How to Use IFSC Code IOBA0002038
To transfer money to any account at INDIAN OVERSEAS BANK R O VELLORE branch, you will need to provide the IFSC code IOBA0002038 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at R O VELLORE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK R O VELLORE Branch
INDIAN OVERSEAS BANK R O VELLORE is a branch of INDIAN OVERSEAS BANK located in VELLORE, TAMIL NADU. The branch provides comprehensive banking services to customers in VELLORE and surrounding areas.
Branch Address
SRI KRISHNA PLAZA,324,R.T.O.ROAD,PHASE III,SATHUVACHARI,VELLORE 63200, VELLORE, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK R O VELLORE?
The IFSC code of INDIAN OVERSEAS BANK R O VELLORE branch in VELLORE is IOBA0002038.
What is the MICR code of INDIAN OVERSEAS BANK R O VELLORE?
The MICR code of INDIAN OVERSEAS BANK R O VELLORE branch is NA.
What is the address of INDIAN OVERSEAS BANK R O VELLORE?
INDIAN OVERSEAS BANK R O VELLORE branch is located at SRI KRISHNA PLAZA,324,R.T.O.ROAD,PHASE III,SATHUVACHARI,VELLORE 63200.
Does INDIAN OVERSEAS BANK R O VELLORE support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK R O VELLORE branch supports NEFT, RTGS, IMPS, and UPI transactions.