INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – REGIONAL OFFICE BARODA, VADODARA

Complete bank details including IFSC code, MICR code, address and payment facilities for REGIONAL OFFICE BARODA branch.

IFSC Code
IOBA0002012

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameREGIONAL OFFICE BARODA
IFSC CodeIOBA0002012
MICR CodeNA
AddressARIES COMPLEX,BPC ROAD,ALKAPURI,BARODA 390005
CityVADODARA
DistrictGANDHINAGAR
StateGUJARAT
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002012

The IFSC code IOBA0002012 uniquely identifies the REGIONAL OFFICE BARODA branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002012

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002012) – Unique branch identifier for REGIONAL OFFICE BARODA

How to Use IFSC Code IOBA0002012

To transfer money to any account at INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA branch, you will need to provide the IFSC code IOBA0002012 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at REGIONAL OFFICE BARODA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA Branch

INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA is a branch of INDIAN OVERSEAS BANK located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.

Branch Address

ARIES COMPLEX,BPC ROAD,ALKAPURI,BARODA 390005, VADODARA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA?

The IFSC code of INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA branch in VADODARA is IOBA0002012.

What is the MICR code of INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA?

The MICR code of INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA branch is NA.

What is the address of INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA?

INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA branch is located at ARIES COMPLEX,BPC ROAD,ALKAPURI,BARODA 390005.

Does INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK REGIONAL OFFICE BARODA branch supports NEFT, RTGS, IMPS, and UPI transactions.