INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – R O GOA, PANAJI

Complete bank details including IFSC code, MICR code, address and payment facilities for R O GOA branch.

IFSC Code
IOBA0002011

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameR O GOA
IFSC CodeIOBA0002011
MICR CodeNA
AddressPOST BOX NO 73 DOOR NO NIL,SALGAOOCAR,II FLOOR,RUA DE OUREM,PANAJI PIN CODE 403001
CityPANAJI
DistrictNORTH GOA
StateGOA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002011

The IFSC code IOBA0002011 uniquely identifies the R O GOA branch of INDIAN OVERSEAS BANK located in PANAJI, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002011

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002011) – Unique branch identifier for R O GOA

How to Use IFSC Code IOBA0002011

To transfer money to any account at INDIAN OVERSEAS BANK R O GOA branch, you will need to provide the IFSC code IOBA0002011 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R O GOA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK R O GOA Branch

INDIAN OVERSEAS BANK R O GOA is a branch of INDIAN OVERSEAS BANK located in PANAJI, GOA. The branch provides comprehensive banking services to customers in PANAJI and surrounding areas.

Branch Address

POST BOX NO 73 DOOR NO NIL,SALGAOOCAR,II FLOOR,RUA DE OUREM,PANAJI PIN CODE 403001, PANAJI, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK R O GOA?

The IFSC code of INDIAN OVERSEAS BANK R O GOA branch in PANAJI is IOBA0002011.

What is the MICR code of INDIAN OVERSEAS BANK R O GOA?

The MICR code of INDIAN OVERSEAS BANK R O GOA branch is NA.

What is the address of INDIAN OVERSEAS BANK R O GOA?

INDIAN OVERSEAS BANK R O GOA branch is located at POST BOX NO 73 DOOR NO NIL,SALGAOOCAR,II FLOOR,RUA DE OUREM,PANAJI PIN CODE 403001.

Does INDIAN OVERSEAS BANK R O GOA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK R O GOA branch supports NEFT, RTGS, IMPS, and UPI transactions.