INDIAN OVERSEAS BANK IFSC Code – KARVE ROAD, PUNE
Complete bank details including IFSC code, MICR code, address and payment facilities for KARVE ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KARVE ROAD |
| IFSC Code | IOBA0001989 |
| MICR Code | 411020016 |
| Address | 43 BY 21 ERANDAWANE,KARVE ROAD,PUNE 4 |
| City | PUNE |
| State | MAHARASHTRA |
| Contact | 25433969 |
Payment Facilities
About IFSC Code IOBA0001989
The IFSC code IOBA0001989 uniquely identifies the KARVE ROAD branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001989
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001989) – Unique branch identifier for KARVE ROAD
How to Use IFSC Code IOBA0001989
To transfer money to any account at INDIAN OVERSEAS BANK KARVE ROAD branch, you will need to provide the IFSC code IOBA0001989 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARVE ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KARVE ROAD Branch
INDIAN OVERSEAS BANK KARVE ROAD is a branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. The branch provides comprehensive banking services to customers in PUNE and surrounding areas.
Branch Address
43 BY 21 ERANDAWANE,KARVE ROAD,PUNE 4, PUNE, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 411020016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KARVE ROAD?
The IFSC code of INDIAN OVERSEAS BANK KARVE ROAD branch in PUNE is IOBA0001989.
What is the MICR code of INDIAN OVERSEAS BANK KARVE ROAD?
The MICR code of INDIAN OVERSEAS BANK KARVE ROAD branch is 411020016.
What is the address of INDIAN OVERSEAS BANK KARVE ROAD?
INDIAN OVERSEAS BANK KARVE ROAD branch is located at 43 BY 21 ERANDAWANE,KARVE ROAD,PUNE 4.
Does INDIAN OVERSEAS BANK KARVE ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KARVE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.