INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KOTHRUD PUNE, PUNE

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTHRUD PUNE branch.

IFSC Code
IOBA0001894

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKOTHRUD PUNE
IFSC CodeIOBA0001894
MICR Code411020011
AddressLAND MARK 1ST FLOOR,KOTHRUD POUD ROAD,PUNE,PIN 411038
CityPUNE
StateMAHARASHTRA
Contact25433343

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001894

The IFSC code IOBA0001894 uniquely identifies the KOTHRUD PUNE branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001894

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001894) – Unique branch identifier for KOTHRUD PUNE

How to Use IFSC Code IOBA0001894

To transfer money to any account at INDIAN OVERSEAS BANK KOTHRUD PUNE branch, you will need to provide the IFSC code IOBA0001894 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTHRUD PUNE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KOTHRUD PUNE Branch

INDIAN OVERSEAS BANK KOTHRUD PUNE is a branch of INDIAN OVERSEAS BANK located in PUNE, MAHARASHTRA. The branch provides comprehensive banking services to customers in PUNE and surrounding areas.

Branch Address

LAND MARK 1ST FLOOR,KOTHRUD POUD ROAD,PUNE,PIN 411038, PUNE, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 411020011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KOTHRUD PUNE?

The IFSC code of INDIAN OVERSEAS BANK KOTHRUD PUNE branch in PUNE is IOBA0001894.

What is the MICR code of INDIAN OVERSEAS BANK KOTHRUD PUNE?

The MICR code of INDIAN OVERSEAS BANK KOTHRUD PUNE branch is 411020011.

What is the address of INDIAN OVERSEAS BANK KOTHRUD PUNE?

INDIAN OVERSEAS BANK KOTHRUD PUNE branch is located at LAND MARK 1ST FLOOR,KOTHRUD POUD ROAD,PUNE,PIN 411038.

Does INDIAN OVERSEAS BANK KOTHRUD PUNE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KOTHRUD PUNE branch supports NEFT, RTGS, IMPS, and UPI transactions.